Date: 03/01/2015 Time: 12:00 PM to 1:30 PM  
For Directions: click on the map image or feel free to contact me.  
For more information: click here for the full details  

Like New Peirce Estates home has undergone amazing 2014 renovation! Spectacular Jan Gleysteen designed trademark award-winning kitchen with white cabinets, Carrera marble countertops, massive center island and top-of-the-line Wolf and SubZero appliances. Kitchen opens to large fireplaced family room, perfect for entertaining. Five bathrooms, expanded second floor, light filled family room and first floor office. New Lochinvar heating system, roof, insulation and AC. Not only was the house redone, but so was the lot! Professionally landscaped and leveled to include a party size blue stone patio overlooking one of the largest back yards in town. Get ready for some football! A special and unique offering in this coveted neighborhood of much more expensive homes. Move-in perfection. Close to popular Bates School and Boulder Brook Reservation with easy commuter access to train and major routes.

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Going to college can be a very expensive endeavor as a result of the financial requirements and obligations.  It requires a lot of financing from textbooks, to housing accommodations, transportation and other miscellaneous expenses.  This does not even include the cost of tuition. There are several ways of handling these costs effectively without going broke. Here are a few suggestions to assist in your financial planning.

529 College Plans

This is a form of investment that allows parents to set aside some money towards their kid’s education, allowing it to appreciate in value tax free.  This implies that when you withdraw from your savings, as long as the funds are used for the purpose of your child’s education, you will not be taxed. Irrespective of your income, and other family members can contribute to a 529 account.

Coverdell Education Saving Accounts (ESA)

This account functions like an IRA. But in this case, it is for education and not retirement. With this form of savings, you can make contributions up to $2000 with post tax dollars and allow the money to grow tax free. When you withdraw, you are not taxed on the money or interest as long as it is used for the purpose of education.

IRA and Roth IRA Accounts

Basically, these accounts are investment accounts used to save money for college or retirement with no significant taxes. They come as deductible and non deductible accounts. In order to qualify for this type of accounts, your income as well as an existing retirement plan is taken into consideration. With a deductible IRA, tax is deducted from your annual contributions. When you make withdrawals, you will be taxed based on your contributions and earnings.

Roth IRA, contributions are not tax deductible and your earnings are also tax free if your withdraws after a five year period are used for an appropriate expenses like college tuition.

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Plants bring life to all living spaces. If you don’t have a green thumb you may have had bad luck with a plant or two. Here are some healthy, hard-to-kill, houseplants that thrive in spite of you:

Sempervivum: This succulent known as Hen & Chicks loves a sunny window, but requires little attention. They need to be watered regularly during the spring and summer, but only once a month the rest of the year.

Dracaena marginata: Commonly known as Dragon Tree, requires watering before the soil dries out completely,however, avoid the pot sitting in excess water. Ideally, this plant thrives in relatively bright light.

Sansevieria: This plant, also known as Mother-in-Law’s tongue is an indestructible houseplant. It enjoys bright light and prefers the soil to dry out before watering.

Ficus: The tree variety is also known as Rubber Plant, and the trailing variety is commonly called Creeping Fig. These plants like humidity and bright light. Water and mist regularly throughout the summer, reduce water during the winter. Ficus appreciate being move outside during the summer, be sure to avoid direct sunlight.

Chamaedorea: Known as Parlor Palm, has been used as an indoor plant successfully for years because of it tolerance of lower light levels and drier air. This palm prefers bright, filtered sunlight, with a northern exposure. Even moisture is ideal, however err on the side of slightly too dry rather than over watering.

Always check with your pediatrician and veterinarian before introducing a new plant into your home as many can be toxic.

 


Date: 02/22/2015 Time: 1:30 PM to 3:00 PM  
For Directions: click on the map image or feel free to contact me.  
For more information: click here for the full details  

Like New Peirce Estates home has undergone amazing 2014 renovation! Spectacular Jan Gleysteen designed trademark award-winning kitchen with white cabinets, Carrera marble countertops, massive center island and top-of-the-line Wolf and SubZero appliances. Kitchen opens to large fireplaced family room, perfect for entertaining. Five bathrooms, expanded second floor, light filled family room and first floor office. New Lochinvar heating system, roof, insulation and AC. Not only was the house redone, but so was the lot! Professionally landscaped and leveled to include a party size blue stone patio overlooking one of the largest back yards in town. Get ready for some football! A special and unique offering in this coveted neighborhood of much more expensive homes. Move-in perfection. Close to popular Bates School and Boulder Brook Reservation with easy commuter access to train and major routes.

Tagged with:
 
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